Supply and Demand
Inventory levels and buyer activity shape pricing and time on market. New listings and absorption rates offer directional signals.
Mortgage Rates
Rates affect affordability and demand. Monitor trends and lock strategically when planning purchases or refinances.
Inventory and Days on Market
Low inventory often leads to competitive offers; rising days on market may indicate cooling conditions.
Affordability
Income, rates, and prices interact. Use calculators to assess budget ranges and stress‑test plans against rate changes.
Regional Differences
California markets vary widely; review local data rather than statewide averages. Insurance availability and wildfire risk can be material.
Interpreting Data
Focus on trends over single datapoints. Seek reputable sources and maintain context.
References
Last updated: 2025-12-17